Accidents have now become like serial stories. Every day, numerous accidents, both big and small, occur. Apart from vehicle accidents, there are incidents caused by natural disasters and animal attacks, which result in human lives being lost or physical disabilities. Just because a person survives doesn’t mean that the rest of their life will be happy. Sometimes, limbs are severed, requiring surgeries, implants, and other treatments. After that, a long period of rest may be necessary. Perhaps, long-term assistance might also be required. During this time, since the person cannot work, there is a need to arrange money for all the needs of both the individual and their caregiver.
In such situations, an accident insurance scheme is something that everyone should definitely have. Don’t be afraid! With the cost of just one cup of tea or a cigarette (₹10) a day, you can take an accident insurance policy.
By paying only ₹3612 as the premium for one year, you can get ₹10 lakhs coverage under the accident insurance scheme of HDFC ERGO Insurance Company. The plan can be renewed every year until the age of 80, and there will be no increase in the premium amount upon renewal.
Benefits:
1) If emergency treatment is required due to an accident, up to ₹1 lakh will be provided.
2) If hospitalization is required due to treatment from an accident, you will receive ₹3000 per day for a maximum of 30 days.
3) If temporary total disability occurs due to the accident (being unable to work and needing complete rest), ₹10,000 per week will be provided for up to 104 weeks (two years).
4) If bones are fractured due to an accident, up to ₹1 lakh will be provided.
5) If burns occur due to an accident, up to ₹50,000 will be provided.
6) If permanent disability (PTD + PPD) occurs due to an accident, ₹10 lakhs will be provided.
7) If the person enters a coma due to an accident, ₹5 lakhs will be provided.
8) If the insured person dies due to an accident, ₹10 lakhs will be given to the nominee. If the person goes missing for any reason, the nominee will receive ₹10 lakhs after one year.
Why not take advantage of this opportunity to secure the safety of ourselves and our loved ones by skipping just a tea or cigarette for a day?
The scheme offers coverage ranging from ₹10 lakhs to ₹1 crore (with benefits increasing proportionally), making it suitable for both the general public and the wealthy. The Family Floater plan allows all family members to be included under the same coverage. For more information, you can either call +917907228608, send a WhatsApp message, or fill out and send the appointment booking form provided.